Financial calculators for India
See the real number, not the headline figure
Every RupeeReality result is adjusted for inflation and tax, so you see what your money is actually worth, not the number a brochure shows you.
Calculators
Every calculator, grouped by category
Mutual Funds
Savings & Pension
Loans & Deposits
Learn
Featured guides
Salary & CTC
Browse all guides → Your Real Salary After Tax, Inflation & EMI
Follow a worked example of the gap between CTC and the money you can actually spend.
Read the guide →SIP & InvestingSIP Returns After LTCG Tax: The Real Math
How the 12.5% LTCG rate and the ₹1.25L annual exemption change a SIP corpus.
Read the guide →FD & RDFD Returns After Tax: What You Actually Earn
Why a 7% FD can lose purchasing power in the 30% tax bracket.
Read the guide →Tax & RegimeOld vs New Tax Regime: Concepts & Breakeven Guide
The deduction level where the old regime finally beats the new one.
Read the guide →Frequently Asked Questions
What does RupeeReality show that other calculators don't?
The real number. Most calculators show the headline result: the SIP corpus at 12%, the EMI at 8%. RupeeReality adds the adjustments those figures leave out, inflation and tax. You see what the amount is worth in today's money, next to the headline number.
How is the real number calculated?
Each calculator applies the relevant rules: income tax under the old and new regimes, LTCG on mutual funds, loan amortization, compound interest, and inflation adjustment. Time-sensitive rules carry a source and a review date, so you can check where a number came from.
Is this financial advice?
No. RupeeReality is an educational tool that models your inputs under disclosed assumptions. For personalized financial planning, consult a SEBI-registered investment advisor.
Is my financial data kept private?
Yes. Your inputs and results stay in your browser and are never saved or sent to analytics.