Learn
Side-by-side comparisons and practical guides — with real numbers, not generic advice.
Compare
Which gives better returns? Interactive comparison with real ₹ numbers after tax and inflation.
Old vs New Tax RegimeWhich saves more tax? See the breakeven based on your salary and deductions.
EPF vs PPF vs NPS CalculatorWhich retirement instrument builds the most wealth? Compare returns, tax, and lock-in.
FD vs RD — Which Is Better?Compare returns, flexibility, and use cases for lump sum vs monthly savings.
FD vs Liquid FundWhere to park money for 1-3 years? Returns, liquidity, and tax compared.
SIP vs Lumpsum — Which Is Better?When SIP wins, when lumpsum wins, and the math behind each strategy.
Step-Up SIP vs Flat SIPHow 10% annual increase nearly doubles your corpus. The ₹96L difference.
Guides
A salary-based framework for deciding your ideal SIP amount.
The 50-30-20 Rule Doesn't Work in IndiaWhy the popular budgeting rule fails for Indian salaries — and what works instead.
Your Real Salary After Tax, Inflation & EMIHow a ₹15L CTC becomes ₹55K disposable income. The full deduction trail.
₹1 Crore by 40 — A Realistic PlanConcrete SIP amounts at different starting ages to hit ₹1 Cr before 40.
FD Returns After Tax — What You Actually EarnThe math banks never show you. Most FDs have negative real returns.
Is FD Worth It in 2026?After inflation + tax analysis by bracket. Spoiler: not for wealth building.
Tax on FD Interest — Complete GuideTDS rules, slab-wise liability, senior citizen benefits, and reduction strategies.
SIP ₹1000/Month for 10 YearsWhat ₹1K/month actually becomes after a decade — and what it buys in real terms.
Best SIP Amount for Your SalarySalary-based SIP allocation: ₹5L to ₹50L CTC — exact amounts and fund suggestions.
Is SIP Safe for 20 Years?Every 10, 15, and 20-year SIP window analyzed. Zero 10-year SIP has ever lost money.