Stamp Duty in Bihar
Bihar charges 6.5% stamp duty for men and 5.5% for women, with a unique feature: registration is 2% but capped at ₹50,000. This cap significantly reduces costs for properties above ₹25 lakh. Patna is the dominant market.
Male Rate
6.5%
Female Rate
5.5%
Registration
2%
Total (Male)
8.5%
₹3.75 L
Effective rate: 7.5% of property value
₹3.25 L
₹50,000
₹53.75 L
Property (₹50.00 L) + Charges (₹3.75 L)
Pre-Calculated Examples
| Property Value | Stamp Duty | Registration | Total | Women Save |
|---|---|---|---|---|
| ₹50.00 L | ₹3.25 L | ₹50,000 | ₹3.75 L | ₹50,000 |
| ₹75.00 L | ₹4.88 L | ₹50,000 | ₹5.38 L | ₹75,000 |
| ₹1.00 Cr | ₹6.50 L | ₹50,000 | ₹7.00 L | ₹1.00 L |
| ₹2.00 Cr | ₹13.00 L | ₹50,000 | ₹13.50 L | ₹2.00 L |
* "Women Save" shows difference between male and female buyer total charges
Stamp Duty Rates in Bihar (2026)
Bihar has 6.5% stamp duty for men, 5.5% for women, and 6% for joint buyers. Registration is 2% but critically capped at ₹50,000 maximum. For any property above ₹25 lakh, the effective registration rate drops below 2%.
Women Buyers Save in Bihar
Women save 1% on stamp duty in Bihar (5.5% vs 6.5%). On a ₹50 lakh property in Patna, women save ₹50,000. Combined with the ₹50,000 registration cap, total costs are moderate despite seemingly high percentage rates.
Registration Charges Cap
Bihar caps registration at ₹50,000 regardless of property value. For a ₹1 crore property, you pay only ₹50,000 registration instead of ₹2,00,000 (at 2% uncapped). This makes Bihar competitive with lower-rate states for expensive properties.
Tips for Property Buyers in Bihar
Bihar uses circle rates (MVR - Minimum Value Register) set by the district registrar. Patna circle rates are significantly higher than other districts. The state has been digitizing records — verify land ownership on the Bhumi Bihar portal before purchase. Always check for disputed title or encumbrance.
How to Calculate Stamp Duty in Bihar
- Enter the property value (agreement value or circle rate, whichever is higher)
- The calculator is pre-set to Bihar
- Choose the buyer type — Male, Female, or Joint ownership
- See the stamp duty, registration charges, and total acquisition cost