Updated June 2026

Stamp Duty in Bihar

Bihar charges 6.5% stamp duty for men and 5.5% for women, with a unique feature: registration is 2% but capped at ₹50,000. This cap significantly reduces costs for properties above ₹25 lakh. Patna is the dominant market.

Male Rate

6.5%

Female Rate

5.5%

Registration

2%

Total (Male)

8.5%

Buyer
Stamp Duty
Registration
Total Charges

₹3.75 L

Effective rate: 7.5% of property value

Stamp Duty (6.5%)

₹3.25 L

Registration (2%) — capped

₹50,000

Total Cost of Property

₹53.75 L

Property (₹50.00 L) + Charges (₹3.75 L)

Pre-Calculated Examples

Property Value Stamp Duty Registration Total Women Save
₹50.00 L ₹3.25 L ₹50,000 ₹3.75 L ₹50,000
₹75.00 L ₹4.88 L ₹50,000 ₹5.38 L ₹75,000
₹1.00 Cr ₹6.50 L ₹50,000 ₹7.00 L ₹1.00 L
₹2.00 Cr ₹13.00 L ₹50,000 ₹13.50 L ₹2.00 L

* "Women Save" shows difference between male and female buyer total charges

Stamp Duty Rates in Bihar (2026)

Bihar has 6.5% stamp duty for men, 5.5% for women, and 6% for joint buyers. Registration is 2% but critically capped at ₹50,000 maximum. For any property above ₹25 lakh, the effective registration rate drops below 2%.

Women Buyers Save in Bihar

Women save 1% on stamp duty in Bihar (5.5% vs 6.5%). On a ₹50 lakh property in Patna, women save ₹50,000. Combined with the ₹50,000 registration cap, total costs are moderate despite seemingly high percentage rates.

Registration Charges Cap

Bihar caps registration at ₹50,000 regardless of property value. For a ₹1 crore property, you pay only ₹50,000 registration instead of ₹2,00,000 (at 2% uncapped). This makes Bihar competitive with lower-rate states for expensive properties.

Tips for Property Buyers in Bihar

Bihar uses circle rates (MVR - Minimum Value Register) set by the district registrar. Patna circle rates are significantly higher than other districts. The state has been digitizing records — verify land ownership on the Bhumi Bihar portal before purchase. Always check for disputed title or encumbrance.

How to Calculate Stamp Duty in Bihar

  1. Enter the property value (agreement value or circle rate, whichever is higher)
  2. The calculator is pre-set to Bihar
  3. Choose the buyer type — Male, Female, or Joint ownership
  4. See the stamp duty, registration charges, and total acquisition cost

Frequently Asked Questions

What is stamp duty in Bihar/Patna?
Bihar charges 6.5% for men, 5.5% for women + registration capped at ₹50,000. For a ₹1 crore property, total cost is about ₹7,00,000 for men.
What does registration cap mean in Bihar?
Bihar registration is 2% but maximum ₹50,000. So for properties above ₹25 lakh, you always pay just ₹50,000 registration — not the calculated 2% amount.
Is stamp duty different for women in Bihar?
Yes. Women pay 5.5% vs 6.5% for men. Combined with the ₹50,000 registration cap, total cost for women on ₹1 crore property is about ₹6,00,000.
How to check circle rate in Bihar?
Circle rates in Bihar are available at the district sub-registrar office or on the Bihar Registration Department website. They vary by ward/location within each district.
Is property registration online in Bihar?
Bihar has been moving to online registration. You can book appointments and check property details on the Bihar IGRS portal, though the final registration still requires physical presence at the sub-registrar office.