Updated June 2026

Stamp Duty in Uttar Pradesh

Uttar Pradesh charges 7% stamp duty for men and 6% for women, with 1% registration. The state is home to major property markets including Noida, Greater Noida, Ghaziabad, and Lucknow. Women buyers save ₹1 lakh on every ₹1 crore property.

Male Rate

Female Rate

Registration

Total (Male)

Property Value

₹

State

Buyer

Stamp Duty

Registration

Total Charges

₹4.00 L

Effective rate: 8% of property value

Stamp Duty (7%)

₹3.50 L

Registration (1%)

₹50,000

Total Cost of Property

₹54.00 L

Property (₹50.00 L) + Charges (₹4.00 L)

Pre-Calculated Examples

Property Value	Stamp Duty	Registration	Total	Women Save
₹50.00 L	₹3.50 L	₹50,000	₹4.00 L	₹50,000
₹75.00 L	₹5.25 L	₹75,000	₹6.00 L	₹75,000
₹1.00 Cr	₹7.00 L	₹1.00 L	₹8.00 L	₹1.00 L
₹2.00 Cr	₹14.00 L	₹2.00 L	₹16.00 L	₹2.00 L

* "Women Save" shows difference between male and female buyer total charges

Stamp Duty Rates in Uttar Pradesh (2026)

UP charges 7% stamp duty for male buyers and 6% for women — a 1% gender concession. Joint registrations (male + female) are charged at 6.5%. Registration is 1% regardless of gender. Total cost: 8% for men, 7% for women.

Women Buyers Save in Uttar Pradesh

Women buyers in UP save 1% on stamp duty compared to men. On a ₹1 crore property in Noida or Lucknow, this translates to ₹1,00,000 in savings. Many families in UP register property in the wife's name to avail this benefit, especially for investments in NCR (Noida, Greater Noida, Ghaziabad).

Tips for Property Buyers in Uttar Pradesh

In UP, circle rates vary significantly between NCR areas (Noida, Ghaziabad — high rates) and tier-2 cities (Lucknow, Kanpur — moderate). Check circle rates on the UP Stamps and Registration Department website. Properties in RERA-registered projects provide additional buyer protection. Ensure the property has valid land records (khata/khasra).

How to Calculate Stamp Duty in Uttar Pradesh

Enter the property value (agreement value or circle rate, whichever is higher)
The calculator is pre-set to Uttar Pradesh
Choose the buyer type — Male, Female, or Joint ownership
See the stamp duty, registration charges, and total acquisition cost

Frequently Asked Questions

What is stamp duty in Noida/Greater Noida?

Noida and Greater Noida follow UP state rates: 7% for men, 6% for women + 1% registration. However, circle rates in Noida are significantly higher than other UP cities, making the absolute amount higher.

Is stamp duty different for women in UP?

Yes. Women pay 6% stamp duty vs 7% for men in UP — a 1% concession. On a ₹1 crore property, women save ₹1,00,000.

What is the circle rate in UP and how is it determined?

Circle rate is the minimum government-assessed value per square foot/meter for different areas. It varies by district, locality, and road width. Stamp duty is calculated on the higher of circle rate or actual sale price.

Is there extra stamp duty for second property in UP?

No, UP does not charge additional stamp duty for second or subsequent property purchases. The rate remains 7% (men) or 6% (women) regardless of how many properties you own.

How to verify property documents in UP before purchase?

Check the encumbrance certificate (last 13 years), verify khata/khasra records at tehsil office, confirm RERA registration for under-construction projects, and verify circle rate compliance on the UP IGRS portal.