Updated June 2026

Stamp Duty in Delhi

Delhi offers one of the largest stamp duty discounts for women in India — 4% vs 6% for men. Combined with the 1% registration charge, women save ₹2 lakh on every ₹1 crore property. This makes Delhi one of the most gender-progressive states for property transactions.

Male Rate

Female Rate

Registration

Total (Male)

Property Value

₹

State

Buyer

Stamp Duty

Registration

Total Charges

₹3.50 L

Effective rate: 7% of property value

Stamp Duty (6%)

₹3.00 L

Registration (1%)

₹50,000

Total Cost of Property

₹53.50 L

Property (₹50.00 L) + Charges (₹3.50 L)

Pre-Calculated Examples

Property Value	Stamp Duty	Registration	Total	Women Save
₹50.00 L	₹3.00 L	₹50,000	₹3.50 L	₹1.00 L
₹75.00 L	₹4.50 L	₹75,000	₹5.25 L	₹1.50 L
₹1.00 Cr	₹6.00 L	₹1.00 L	₹7.00 L	₹2.00 L
₹2.00 Cr	₹12.00 L	₹2.00 L	₹14.00 L	₹4.00 L

* "Women Save" shows difference between male and female buyer total charges

Stamp Duty Rates in Delhi (2026)

Delhi charges 6% stamp duty for men, 4% for women, and 5% for joint buyers (one male + one female). Registration is a flat 1% regardless of gender. The 2% gender gap is among the highest in India, making Delhi particularly attractive for female property buyers.

Women Buyers Save in Delhi

With a 2% difference between male (6%) and female (4%) rates, Delhi has one of the most generous gender benefits for stamp duty in India. On a ₹1 crore property, women save ₹2,00,000 compared to male buyers. For joint registrations, the rate is 5% — still a ₹1,00,000 saving vs solo male purchase.

Tips for Property Buyers in Delhi

Delhi has different circle rates for each colony and area — check the circle rate for your specific locality on the Delhi government website before negotiating. DDA flats often have lower circle rates than private builder properties. Always verify the property has a valid mutation certificate and that there are no encumbrance issues before paying stamp duty.

How to Calculate Stamp Duty in Delhi

Enter the property value (agreement value or circle rate, whichever is higher)
The calculator is pre-set to Delhi
Choose the buyer type — Male, Female, or Joint ownership
See the stamp duty, registration charges, and total acquisition cost

Frequently Asked Questions

What is the stamp duty in Delhi for women buyers?

Women buyers pay only 4% stamp duty in Delhi, compared to 6% for men. This is one of the biggest gender discounts in India, saving ₹2 lakh per ₹1 crore property value.

What is stamp duty for joint property in Delhi?

Joint property registration (one male + one female buyer) attracts 5% stamp duty in Delhi — lower than 6% for solo male but higher than 4% for solo female.

How are circle rates determined in Delhi?

Delhi government sets circle rates area-wise (colony-wise). They are revised periodically. Stamp duty is calculated on the higher of circle rate or actual sale price.

Is stamp duty refundable if property deal is cancelled in Delhi?

Stamp duty is generally non-refundable once paid. However, if the sale deed is not executed and you apply within 6 months, partial refund may be possible after deducting administrative charges.

Do I pay stamp duty on under-construction property in Delhi?

Yes, stamp duty is payable on the builder-buyer agreement at the time of registration. Additionally, GST at 5% applies on under-construction properties (1% for affordable housing).