Updated July 2026

Home Purchase Plan

Test upfront cash, a property price, and monthly EMI together. The result is a planning model, not lender eligibility or approval.

Step 1 of 4

Set your monthly housing budget

Start with cash flow, then choose an EMI limit at or below the amount left after your safety margin.

Monthly housing budget inputs

Monthly pay received after payroll deductions.

Food, utilities, transport, insurance, and other necessary spending, excluding housing.

Required monthly payments on debts other than the proposed home loan. Enter zero if none.

Monthly saving or investing you intend to keep after buying.

Cash flow you choose to leave unused after regular costs and EMI.

Your working EMI cap. It may be lower than the calculated maximum.

Step 1 of 4. Set housing budget.