Updated July 2026

Decision Area

Buying a Home

Test the purchase as one decision, then use the supporting resource that answers the next question.

Start with the whole purchase

Home Purchase Plan

Work through monthly capacity, upfront cash, property price, and a higher-rate case.

Build a Home Purchase Plan

Practical questions

What does a ₹50 lakh home loan cost?

Open one fixed example to compare its monthly payment and total repayment.

Open the ₹50 lakh example

How does a shorter loan term change repayment?

Compare the same principal over a shorter repayment period.

Review the 15-year example

How could I build a home down payment?

Use a fixed goal scenario to examine the monthly contribution.

Open the down-payment example

Retained collection

Property & Home Buying

A retained collection for property costs, registration charges, and purchase rules.

Browse property costs and rules

Supporting tools

EMI Calculator

Compare a monthly payment with the total repayment across the chosen loan term.

Model a home-loan EMI

Stamp Duty Calculator

Check property registration charges for the location and buyer type you select.

Check property charges

Guides

Stamp Duty & Registration Charges

Review the costs that sit beside the down payment and loan.

Read the property-cost guide

Home Loan Tax Benefit: Old vs New Regime

See how the tax-regime choice changes the treatment of a home loan.

Read the home-loan tax guide

Property-charge locations

Mumbai property charges

Open the Mumbai stamp-duty and registration calculator.

Check Mumbai charges

Pune property charges

Open the Pune stamp-duty and registration calculator.

Check Pune charges

Bangalore property charges

Open the Bangalore stamp-duty and registration calculator.

Check Bangalore charges

Hyderabad property charges

Open the Hyderabad stamp-duty and registration calculator.

Check Hyderabad charges

Noida property charges

Open the Noida stamp-duty and registration calculator.

Check Noida charges

Gurgaon property charges

Open the Gurgaon stamp-duty and registration calculator.

Check Gurgaon charges