Updated June 2026

Stamp Duty in Bangalore

Stamp duty in Bangalore is a flat 5.6% for all buyers on homes above ₹45 lakh: that is the 5% base rate plus the cess and surcharge that most calculators leave out: together with 1% registration. There is no gender concession in Karnataka.

Male Rate

5.6%

Female Rate

5.6%

Registration

Total (Male)

6.6%

Property Value

₹

State

Buyer

Override with Custom Rates

Stamp Duty

Registration

Total Charges

₹3.80 L

Effective rate: 7.6% of property value

Stamp Duty (5.6%)

₹2.80 L

Registration (2%)

₹1.00 L

Total Cost of Property

₹53.80 L

Your nominal property price of ₹50.00 L increases to a total acquisition cost of ₹53.80 L after adding stamp duty and registration fees. That's +₹3.80 L (7.6% extra) over the agreement price.

Pre-Calculated Examples

Property Value	Stamp Duty	Registration	Total
₹50.00 L	₹2.80 L	₹1.00 L	₹3.80 L
₹75.00 L	₹4.20 L	₹1.50 L	₹5.70 L
₹1.00 Cr	₹5.60 L	₹2.00 L	₹7.60 L
₹2.00 Cr	₹11.20 L	₹4.00 L	₹15.20 L

Stamp Duty Rates in Bangalore (2026)

Karnataka's headline stamp duty is 5% for properties above ₹45 lakh, but two add-ons make the real number higher: a cess equal to 10% of the stamp duty (≈0.5%) and a surcharge of 2–3% of the stamp duty (≈0.1%) within BBMP urban limits. That brings the effective stamp duty to about 5.6%. Add 1% registration and a Bangalore buyer pays roughly 6.6% of property value. On a ₹1 crore home that is about ₹5,60,000 stamp duty + ₹1,00,000 registration = ₹6,60,000. Lower slabs apply below ₹45 lakh (3% for ₹21–45 lakh, 2% below ₹20 lakh), but most Bangalore homes fall in the 5% slab.

Tips for Property Buyers in Bangalore

Bangalore stamp duty is charged on the Kaveri guidance value or the actual sale price, whichever is higher: guidance values were revised upward across many wards, so confirm the latest figure for your area before budgeting. Use the Kaveri Online Services portal to compute duty, generate the e-stamp and book a sub-registrar slot. Khata (A-khata vs B-khata) status affects registration, so verify it early for resale flats and plotted developments.

How to Calculate Stamp Duty in Bangalore

Enter the property value (agreement value or circle/ready reckoner rate, whichever is higher)
The calculator is pre-set to Bangalore
Choose the buyer type: Male, Female, or Joint ownership
See the stamp duty, registration charges, and total acquisition cost

Frequently Asked Questions

What is the stamp duty in Bangalore in 2026?

For homes above ₹45 lakh the effective stamp duty in Bangalore is about 5.6%: a 5% base rate plus cess and surcharge, with 1% registration on top. The same rates apply to men and women.

Why is Bangalore stamp duty 5.6% and not 5%?

The 5% base rate carries a cess (10% of stamp duty ≈ 0.5%) and a surcharge (2–3% of stamp duty ≈ 0.1%) within BBMP limits, taking the real rate to roughly 5.6%. Many calculators quote only the 5% base.

Is there a women's discount on stamp duty in Bangalore?

No. Karnataka does not offer a gender-based concession, so men and women pay the same stamp duty in Bangalore.

What are the stamp duty slabs in Karnataka?

Stamp duty is 5% (plus cess and surcharge) for property above ₹45 lakh, 3% for ₹21–45 lakh and 2% below ₹20 lakh. Most Bangalore homes fall in the above-₹45-lakh slab.