Updated June 2026

Stamp Duty in Karnataka

Karnataka charges a flat 5% stamp duty regardless of buyer gender, with 1% registration charges. While there's no gender discount, the rate is moderate compared to other South Indian states. Bangalore dominates property registrations in the state.

Male Rate

Female Rate

Registration

Total (Male)

Effective From

31 August 2025

Property Value

₹

State

Buyer

Override with Custom Rates

Stamp Duty

Registration

Total Charges

₹3.50 L

Effective rate: 7% of property value

Stamp Duty (5%)

₹2.50 L

Registration (2%)

₹1.00 L

Total Cost of Property

₹53.50 L

Your nominal property price of ₹50.00 L increases to a total acquisition cost of ₹53.50 L after adding stamp duty and registration fees. That's +₹3.50 L (7% extra) over the agreement price.

Pre-Calculated Examples

Property Value	Stamp Duty	Registration	Total
₹50.00 L	₹2.50 L	₹1.00 L	₹3.50 L
₹75.00 L	₹3.75 L	₹1.50 L	₹5.25 L
₹1.00 Cr	₹5.00 L	₹2.00 L	₹7.00 L
₹2.00 Cr	₹10.00 L	₹4.00 L	₹14.00 L

Stamp Duty Rates in Karnataka (2026)

Karnataka has a uniform 5% stamp duty for all buyers: male, female, and joint. Registration charges are 1% of property value. Unlike Maharashtra or Delhi, there is no gender-based concession. The total property acquisition cost (stamp duty + registration) comes to 6% of property value.

Rates effective 2025-08-31. Last verified 2026-07-12 at igr.karnataka.gov.in .

Tips for Property Buyers in Karnataka

In Karnataka, check the guidance value (circle rate) published by the sub-registrar office for your area. Properties in BBMP limits (Bangalore) may have additional BBMP betterment charges. For properties above ₹45 lakh, an additional surcharge may apply on stamp duty. Always get an encumbrance certificate (EC) before purchase.

How to Calculate Stamp Duty in Karnataka

Enter the property value (agreement value or circle rate, whichever is higher)
The calculator is pre-set to Karnataka
Choose the buyer type: Male, Female, or Joint ownership
See the stamp duty, registration charges, and total acquisition cost

Frequently Asked Questions

What is the stamp duty rate in Karnataka/Bangalore?

Karnataka charges a flat 5% stamp duty for all buyers (no gender discount) + 1% registration charges = 6% total. This applies uniformly in Bangalore and all other districts.

Is there any stamp duty concession for women in Karnataka?

No, Karnataka does not offer gender-based stamp duty concessions. Both men and women pay 5% stamp duty. Some states like Delhi and Haryana offer 1-2% discount for women.

What is the guidance value in Karnataka?

Guidance value is the minimum property value set by the government for stamp duty calculation in Karnataka. It varies by area and property type. Stamp duty is calculated on the higher of guidance value or actual sale price.

Is there a surcharge on stamp duty in Karnataka?

No. Karnataka uses a tiered rate structure based on property value: 5% for properties above ₹45 lakh, 3% for ₹20-45 lakh, and 2% for below ₹20 lakh. For most Bangalore properties (above ₹45 lakh), the rate is a flat 5% with no surcharge.

How to pay stamp duty online in Karnataka?

Karnataka offers e-stamping through the SHCIL (Stock Holding Corporation of India) portal. You can also pay through the Kaveri Online Services portal for property registration in the state.